Frequently Asked Questions
We work with individuals, families, and business owners, often across multiple generations, who value long‑term planning, thoughtful decision‑making, and an integrated approach to wealth management that evolves as life circumstances change. Our clients include multi‑generational families and business owners navigating complex planning needs, as well as women, military families, veterans, and individuals preparing for retirement or major life transitions. Through a team‑based approach, we align clients with an advisor whose experience best fits their situation, while providing the depth and continuity of a private wealth management practice.
Our compensation depends on the services provided and is designed to be transparent and aligned with client needs. We typically offer fee‑based advisory services, which may include an asset‑based fee for ongoing investment management and financial planning, as well as other arrangements depending on the scope of services.
We also offer standalone financial planning for a fee when appropriate. Planning engagements and fees are determined individually based on a client’s circumstances, complexity, and goals.
In addition, brokerage services, lending solutions, or insurance products — when utilized — may involve commissions or other transaction‑based compensation, which are paid by the product provider. Any applicable commissions, fees, or costs are fully disclosed in advance so clients understand how services are structured before moving forward.
Our ongoing wealth management relationships typically begin at $500,000 in investable assets. This allows us to deliver the level of comprehensive planning, investment oversight, and ongoing service our clients expect.
That said, minimums are not absolute. In certain situations, we may work with individuals or families through standalone financial planning, with scope and fees determined based on individual circumstances. We encourage prospective clients to start with a conversation so we can understand their goals and determine how we may be able to help.
We provide comprehensive wealth management, with financial planning as the foundation of our work. Services are tailored to each client’s needs and may include:
- Financial planning – goal‑based planning to help clients organize and prioritize decisions across all areas of their financial lives
- Investment management – portfolio construction and ongoing oversight aligned with goals, risk tolerance, and time horizon
- Retirement planning – income planning, benefit coordination, and long‑term cash‑flow strategy
- Estate and legacy planning coordination – working alongside attorneys and other professionals to help align planning strategies
- Tax‑aware planning strategies – identifying opportunities to manage taxes over time as part of an integrated plan
- Planning for business owners – including succession considerations and liquidity planning
- Insurance and risk management solutions – When appropriate, we address insurance and risk management considerations as part of the planning process and may coordinate with licensed insurance professionals. Baird does not provide or underwrite insurance directly.
- Standalone financial planning engagements – available in certain circumstances, with scope and fees determined individually
Our approach is designed to evolve as life changes, providing clarity, coordination, and long‑term guidance rather than one‑time recommendations.